Call reports 2018
MAIN STREET BANK CORP. — 2018
What MAIN STREET BANK CORP. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 454,254,000 | 463,772,000 | 471,988,000 | 473,200,000 |
| Total loans | 353,978,000 | 368,213,000 | 373,214,000 | 381,626,000 |
| Allowance for loan losses | 3,066,000 | 3,284,000 | 3,300,000 | 3,383,000 |
| Securities available for sale | 54,940,000 | 53,030,000 | 49,954,000 | 47,541,000 |
| Securities held to maturity | 11,548,000 | 11,527,000 | 11,506,000 | 11,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,429,000 | 380,098,000 | 375,035,000 | 389,652,000 |
| Interest-bearing deposits | 328,047,000 | 333,570,000 | 334,035,000 | 334,732,000 |
| Noninterest-bearing deposits | 52,382,000 | 46,528,000 | 41,000,000 | 54,920,000 |
| Equity capital | 41,060,000 | 41,972,000 | 42,788,000 | 44,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,240,000 | 8,697,000 | 13,324,000 | 18,088,000 |
| Interest expense | 488,000 | 1,033,000 | 1,678,000 | 2,415,000 |
| Net interest income | 3,752,000 | 7,664,000 | 11,646,000 | 15,673,000 |
| Noninterest income | 473,000 | 1,061,000 | 1,635,000 | 2,130,000 |
| Noninterest expense | 2,769,000 | 5,527,000 | 8,188,000 | 10,704,000 |
| Provision for loan losses | 120,000 | 338,000 | 428,000 | 518,000 |
| Pretax income | 1,336,000 | 2,860,000 | 4,665,000 | 6,581,000 |
| Income tax | 234,000 | 488,000 | 817,000 | 1,173,000 |
| Net income | 1,102,000 | 2,372,000 | 3,848,000 | 5,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,736,000 | 41,741,000 | 42,846,000 | 43,975,000 |
| Total capital | 43,806,000 | 45,029,000 | 46,148,000 | 47,369,000 |
| Risk-weighted assets | 309,057,000 | 324,103,000 | 334,338,000 | 346,853,000 |