Call reports 2017
MAIN STREET BANK CORP. — 2017
What MAIN STREET BANK CORP. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 448,960,000 | 445,675,000 | 447,169,000 | 440,894,000 |
| Total loans | 337,376,000 | 341,495,000 | 347,799,000 | 349,614,000 |
| Allowance for loan losses | 3,044,000 | 3,157,000 | 3,250,000 | 2,941,000 |
| Securities available for sale | 66,497,000 | 62,177,000 | 58,555,000 | 51,441,000 |
| Securities held to maturity | 11,342,000 | 11,777,000 | 11,749,000 | 11,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,871,000 | 380,157,000 | 373,090,000 | 375,491,000 |
| Interest-bearing deposits | 336,714,000 | 328,116,000 | 323,561,000 | 321,695,000 |
| Noninterest-bearing deposits | 44,157,000 | 52,041,000 | 49,529,000 | 53,796,000 |
| Equity capital | 39,823,000 | 40,639,000 | 41,205,000 | 40,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,993,000 | 8,108,000 | 12,286,000 | 16,510,000 |
| Interest expense | 514,000 | 1,018,000 | 1,514,000 | 2,002,000 |
| Net interest income | 3,479,000 | 7,090,000 | 10,772,000 | 14,508,000 |
| Noninterest income | 467,000 | 1,080,000 | 1,602,000 | 2,071,000 |
| Noninterest expense | 2,876,000 | 5,622,000 | 8,416,000 | 11,089,000 |
| Provision for loan losses | 27,000 | 110,000 | 209,000 | 301,000 |
| Pretax income | 1,043,000 | 2,438,000 | 3,749,000 | 5,189,000 |
| Income tax | 292,000 | 699,000 | 1,079,000 | 1,514,000 |
| Net income | 751,000 | 1,739,000 | 2,670,000 | 3,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,606,000 | 39,836,000 | 39,967,000 | 40,023,000 |
| Total capital | 41,650,000 | 42,997,000 | 43,221,000 | 42,968,000 |
| Risk-weighted assets | 295,283,000 | 299,873,000 | 309,294,000 | 307,241,000 |