Call reports 2014
MAIN STREET BANK CORP. — 2014
What MAIN STREET BANK CORP. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 409,974,000 | 415,729,000 | 413,986,000 | 418,075,000 |
| Total loans | 265,366,000 | 262,882,000 | 264,030,000 | 268,598,000 |
| Allowance for loan losses | 2,574,000 | 2,549,000 | 2,731,000 | 2,769,000 |
| Securities available for sale | 105,335,000 | 111,605,000 | 108,016,000 | 108,969,000 |
| Securities held to maturity | 6,600,000 | 6,581,000 | 6,561,000 | 6,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,271,000 | 350,893,000 | 348,158,000 | 351,400,000 |
| Interest-bearing deposits | 312,585,000 | 318,762,000 | 316,864,000 | 316,997,000 |
| Noninterest-bearing deposits | 27,686,000 | 32,131,000 | 31,294,000 | 34,403,000 |
| Equity capital | 37,729,000 | 38,474,000 | 38,821,000 | 38,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,736,000 | 7,465,000 | 11,080,000 | 14,698,000 |
| Interest expense | 552,000 | 1,091,000 | 1,600,000 | 2,099,000 |
| Net interest income | 3,184,000 | 6,374,000 | 9,480,000 | 12,599,000 |
| Noninterest income | 353,000 | 812,000 | 1,310,000 | 1,755,000 |
| Noninterest expense | 2,567,000 | 5,136,000 | 7,712,000 | 10,313,000 |
| Provision for loan losses | 8,000 | 87,000 | 282,000 | 333,000 |
| Pretax income | 962,000 | 1,963,000 | 2,796,000 | 3,708,000 |
| Income tax | 243,000 | 499,000 | 693,000 | 915,000 |
| Net income | 719,000 | 1,464,000 | 2,103,000 | 2,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,545,000 | 36,016,000 | 36,427,000 | 36,834,000 |
| Total capital | 38,119,000 | 38,565,000 | 39,158,000 | 39,603,000 |
| Risk-weighted assets | 251,737,000 | 252,556,000 | 253,939,000 | 260,974,000 |
Machine access — free, no API key
Every figure shown here about MAIN STREET BANK CORP. — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.