Call reports 2013
MAIN STREET BANK CORP. — 2013
What MAIN STREET BANK CORP. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 400,105,000 | 405,887,000 | 400,075,000 | 410,628,000 |
| Total loans | 250,154,000 | 252,813,000 | 261,221,000 | 264,165,000 |
| Allowance for loan losses | 2,977,000 | 2,987,000 | 3,042,000 | 2,819,000 |
| Securities available for sale | 110,227,000 | 110,632,000 | 100,883,000 | 103,625,000 |
| Securities held to maturity | 5,333,000 | 6,682,000 | 6,646,000 | 6,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,760,000 | 333,598,000 | 329,263,000 | 340,254,000 |
| Interest-bearing deposits | 301,586,000 | 306,894,000 | 301,124,000 | 310,109,000 |
| Noninterest-bearing deposits | 27,174,000 | 26,704,000 | 28,139,000 | 30,145,000 |
| Equity capital | 38,202,000 | 37,329,000 | 36,387,000 | 36,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,614,000 | 7,166,000 | 10,745,000 | 14,466,000 |
| Interest expense | 600,000 | 1,196,000 | 1,782,000 | 2,363,000 |
| Net interest income | 3,014,000 | 5,970,000 | 8,963,000 | 12,103,000 |
| Noninterest income | 371,000 | 749,000 | 1,124,000 | 1,521,000 |
| Noninterest expense | 2,668,000 | 5,252,000 | 7,810,000 | 10,433,000 |
| Provision for loan losses | -141,000 | -131,000 | -55,000 | 220,000 |
| Pretax income | 858,000 | 1,598,000 | 2,332,000 | 2,971,000 |
| Income tax | 247,000 | 451,000 | 627,000 | 729,000 |
| Net income | 611,000 | 1,147,000 | 1,705,000 | 2,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,223,000 | 35,513,000 | 34,768,000 | 35,065,000 |
| Total capital | 38,184,000 | 38,487,000 | 37,810,000 | 37,884,000 |
| Risk-weighted assets | 236,834,000 | 237,910,000 | 244,330,000 | 246,638,000 |
Machine access — free, no API key
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