Call reports 2012
MAIN STREET BANK CORP. — 2012
What MAIN STREET BANK CORP. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 409,038,000 | 409,100,000 | 401,471,000 | 402,616,000 |
| Total loans | 236,033,000 | 239,205,000 | 243,854,000 | 251,578,000 |
| Allowance for loan losses | 4,574,000 | 3,592,000 | 3,812,000 | 3,328,000 |
| Securities available for sale | 132,672,000 | 129,518,000 | 123,246,000 | 111,518,000 |
| Securities held to maturity | 1,665,000 | 1,636,000 | 2,485,000 | 3,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,736,000 | 332,530,000 | 329,769,000 | 330,599,000 |
| Interest-bearing deposits | 303,472,000 | 304,107,000 | 299,103,000 | 298,170,000 |
| Noninterest-bearing deposits | 29,264,000 | 28,423,000 | 30,666,000 | 32,429,000 |
| Equity capital | 38,915,000 | 39,532,000 | 38,310,000 | 37,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,001,000 | 7,883,000 | 11,708,000 | 15,371,000 |
| Interest expense | 802,000 | 1,532,000 | 2,212,000 | 2,844,000 |
| Net interest income | 3,199,000 | 6,351,000 | 9,496,000 | 12,527,000 |
| Noninterest income | 439,000 | 914,000 | 1,411,000 | 1,853,000 |
| Noninterest expense | 2,707,000 | 5,862,000 | 8,619,000 | 11,298,000 |
| Provision for loan losses | 787,000 | 393,000 | 618,000 | 773,000 |
| Pretax income | 144,000 | 1,010,000 | 1,670,000 | 2,309,000 |
| Income tax | -42,000 | 167,000 | 315,000 | 446,000 |
| Net income | 186,000 | 843,000 | 1,355,000 | 1,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,197,000 | 35,738,000 | 34,427,000 | 34,774,000 |
| Total capital | 38,028,000 | 38,622,000 | 37,345,000 | 37,734,000 |
| Risk-weighted assets | 224,714,000 | 230,027,000 | 232,515,000 | 236,444,000 |
Machine access — free, no API key
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