Call reports 2026
BALDWIN STATE BANK, THE — 2026
What BALDWIN STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 107,678,000 | 115,530,000 |
| Total loans | 47,336,000 | 47,994,000 |
| Allowance for loan losses | 641,000 | 643,000 |
| Securities available for sale | 46,040,000 | 50,539,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 95,051,000 | 102,630,000 |
| Interest-bearing deposits | 70,684,000 | 76,741,000 |
| Noninterest-bearing deposits | 24,367,000 | 25,889,000 |
| Equity capital | 10,784,000 | 11,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,218,000 | 2,508,000 |
| Interest expense | 446,000 | 911,000 |
| Net interest income | 772,000 | 1,597,000 |
| Noninterest income | 86,000 | 202,000 |
| Noninterest expense | 645,000 | 1,244,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 213,000 | 555,000 |
| Income tax | 11,000 | 17,000 |
| Net income | 202,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,128,000 | 11,361,000 |