Call reports 2024
BALDWIN STATE BANK, THE — 2024
What BALDWIN STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 101,795,000 | 104,253,000 | 102,884,000 | 101,087,000 |
| Total loans | 48,497,000 | 46,779,000 | 45,512,000 | 47,155,000 |
| Allowance for loan losses | 624,000 | 648,000 | 641,000 | 641,000 |
| Securities available for sale | 35,168,000 | 38,667,000 | 42,024,000 | 41,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,901,000 | 93,000,000 | 90,712,000 | 86,471,000 |
| Interest-bearing deposits | 66,124,000 | 64,412,000 | 62,911,000 | 59,398,000 |
| Noninterest-bearing deposits | 24,777,000 | 28,588,000 | 27,801,000 | 27,073,000 |
| Equity capital | 9,107,000 | 9,447,000 | 10,328,000 | 9,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,115,000 | 3,244,000 | 4,382,000 |
| Interest expense | 444,000 | 912,000 | 1,355,000 | 1,786,000 |
| Net interest income | 583,000 | 1,203,000 | 1,889,000 | 2,596,000 |
| Noninterest income | 89,000 | 201,000 | 297,000 | 385,000 |
| Noninterest expense | 565,000 | 1,098,000 | 1,634,000 | 2,265,000 |
| Provision for loan losses | -24,000 | -24,000 | -24,000 | -24,000 |
| Pretax income | 107,000 | 306,000 | 552,000 | 716,000 |
| Income tax | 0 | 0 | 16,000 | 21,000 |
| Net income | 107,000 | 306,000 | 536,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,989,000 | 10,190,000 | 10,244,000 | 10,580,000 |