Call reports 2022
BALDWIN STATE BANK, THE — 2022
What BALDWIN STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 100,806,000 | 100,606,000 | 99,466,000 | 99,623,000 |
| Total loans | 48,366,000 | 48,614,000 | 46,990,000 | 47,343,000 |
| Allowance for loan losses | 557,000 | 549,000 | 544,000 | 775,000 |
| Securities available for sale | 27,421,000 | 31,122,000 | 33,712,000 | 35,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,452,000 | 90,172,000 | 89,512,000 | 89,571,000 |
| Interest-bearing deposits | 62,652,000 | 62,813,000 | 59,807,000 | 58,350,000 |
| Noninterest-bearing deposits | 27,800,000 | 27,358,000 | 29,705,000 | 31,221,000 |
| Equity capital | 8,692,000 | 8,754,000 | 8,277,000 | 8,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 598,000 | 1,276,000 | 1,995,000 | 2,771,000 |
| Interest expense | 69,000 | 151,000 | 297,000 | 479,000 |
| Net interest income | 529,000 | 1,125,000 | 1,698,000 | 2,292,000 |
| Noninterest income | 85,000 | 356,000 | 467,000 | 559,000 |
| Noninterest expense | 490,000 | 927,000 | 1,436,000 | 2,033,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 237,000 |
| Pretax income | 114,000 | 544,000 | 719,000 | 581,000 |
| Income tax | 0 | 27,000 | 32,000 | 35,000 |
| Net income | 114,000 | 517,000 | 687,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,400,000 | 9,802,000 | 9,973,000 | 9,836,000 |