Call reports 2017
BALDWIN STATE BANK, THE — 2017
What BALDWIN STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 72,320,000 | 74,074,000 | 75,861,000 | 75,883,000 |
| Total loans | 31,632,000 | 33,196,000 | 32,849,000 | 33,087,000 |
| Allowance for loan losses | 634,000 | 634,000 | 639,000 | 630,000 |
| Securities available for sale | 30,400,000 | 31,187,000 | 31,039,000 | 32,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,922,000 | 65,410,000 | 67,085,000 | 67,250,000 |
| Interest-bearing deposits | 47,706,000 | 49,458,000 | 50,633,000 | 51,367,000 |
| Noninterest-bearing deposits | 16,216,000 | 15,953,000 | 16,452,000 | 15,884,000 |
| Equity capital | 7,583,000 | 7,854,000 | 7,971,000 | 7,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,040,000 | 1,597,000 | 2,162,000 |
| Interest expense | 44,000 | 103,000 | 171,000 | 245,000 |
| Net interest income | 458,000 | 937,000 | 1,426,000 | 1,917,000 |
| Noninterest income | 121,000 | 242,000 | 347,000 | 458,000 |
| Noninterest expense | 442,000 | 892,000 | 1,341,000 | 1,866,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 137,000 | 287,000 | 432,000 | 509,000 |
| Income tax | 5,000 | 11,000 | 18,000 | 20,000 |
| Net income | 132,000 | 276,000 | 414,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,627,000 | 7,769,000 | 7,910,000 | 7,983,000 |
| Total capital | 8,016,000 | 8,164,000 | 8,302,000 | 8,375,000 |
| Risk-weighted assets | 30,817,000 | 31,372,000 | 31,139,000 | 31,185,000 |