Call reports 2008
BALDWIN STATE BANK, THE — 2008
What BALDWIN STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,728,000 | 60,024,000 | 59,210,000 | 57,687,000 |
| Total loans | 35,794,000 | 35,461,000 | 36,277,000 | 35,353,000 |
| Allowance for loan losses | 703,000 | 746,000 | 699,000 | 784,000 |
| Securities available for sale | 20,200,000 | 19,406,000 | 19,085,000 | 18,779,000 |
| Securities held to maturity | 386,000 | 386,000 | 265,000 | 265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,885,000 | 52,616,000 | 51,688,000 | 50,116,000 |
| Interest-bearing deposits | 42,540,000 | 43,509,000 | 43,063,000 | 41,846,000 |
| Noninterest-bearing deposits | 9,345,000 | 9,106,000 | 8,625,000 | 8,270,000 |
| Equity capital | 7,226,000 | 6,774,000 | 6,970,000 | 7,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,689,000 | 2,464,000 | 3,236,000 |
| Interest expense | 295,000 | 536,000 | 773,000 | 977,000 |
| Net interest income | 548,000 | 1,153,000 | 1,691,000 | 2,259,000 |
| Noninterest income | 118,000 | 229,000 | 337,000 | 439,000 |
| Noninterest expense | 496,000 | 1,014,000 | 1,523,000 | 2,136,000 |
| Provision for loan losses | 79,000 | 172,000 | 182,000 | 279,000 |
| Pretax income | 91,000 | 174,000 | 301,000 | 332,000 |
| Income tax | -1,000 | 8,000 | 10,000 | 19,000 |
| Net income | 92,000 | 166,000 | 291,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,472,000 | 6,427,000 | 6,551,000 | 6,333,000 |
| Total capital | 6,834,000 | 6,797,000 | 6,919,000 | 6,689,000 |
| Risk-weighted assets | 28,604,000 | 29,260,000 | 29,131,000 | 28,092,000 |
Machine access — free, no API key
Every figure shown here about BALDWIN STATE BANK, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.