Call reports 2025
ADAMS COMMUNITY BANK — 2025
What ADAMS COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,046,097,000 | 1,044,490,000 | 1,034,505,000 | 1,031,499,000 |
| Total loans | 871,840,000 | 873,813,000 | 866,799,000 | 845,897,000 |
| Allowance for loan losses | 5,250,000 | 5,176,000 | 5,296,000 | 5,142,000 |
| Securities available for sale | 102,176,000 | 101,675,000 | 101,324,000 | 105,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 799,404,000 | 807,699,000 | 825,156,000 | 830,375,000 |
| Interest-bearing deposits | 717,664,000 | 697,102,000 | 710,364,000 | 716,847,000 |
| Noninterest-bearing deposits | 81,740,000 | 110,597,000 | 114,792,000 | 113,528,000 |
| Equity capital | 98,030,000 | 99,844,000 | 102,433,000 | 106,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,303,000 | 22,667,000 | 34,307,000 | 45,687,000 |
| Interest expense | 5,266,000 | 10,453,000 | 15,723,000 | 20,900,000 |
| Net interest income | 6,037,000 | 12,214,000 | 18,584,000 | 24,787,000 |
| Noninterest income | 732,000 | 1,587,000 | 2,569,000 | 3,461,000 |
| Noninterest expense | 5,362,000 | 10,531,000 | 15,732,000 | 21,322,000 |
| Provision for loan losses | 0 | 42,000 | 158,000 | 159,000 |
| Pretax income | 1,407,000 | 3,228,000 | 5,263,000 | 6,767,000 |
| Income tax | 325,000 | 766,000 | 1,266,000 | 1,613,000 |
| Net income | 1,082,000 | 2,462,000 | 3,997,000 | 5,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,534,000 | 99,912,000 | 101,448,000 | 102,604,000 |
| Total capital | 103,784,000 | 105,088,000 | 106,744,000 | 107,746,000 |
| Risk-weighted assets | 660,593,000 | 656,005,000 | 647,083,000 | 639,481,000 |
Machine access — free, no API key
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