Call reports 2024
ADAMS COMMUNITY BANK — 2024
What ADAMS COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,009,855,000 | 1,019,318,000 | 1,022,201,000 | 1,035,000,000 |
| Total loans | 837,887,000 | 851,166,000 | 857,603,000 | 865,759,000 |
| Allowance for loan losses | 5,091,000 | 5,225,000 | 5,260,000 | 5,242,000 |
| Securities available for sale | 106,331,000 | 102,387,000 | 103,726,000 | 100,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 812,700,000 | 808,695,000 | 799,335,000 | 818,948,000 |
| Interest-bearing deposits | 727,731,000 | 726,438,000 | 712,956,000 | 734,686,000 |
| Noninterest-bearing deposits | 84,969,000 | 82,257,000 | 86,379,000 | 84,262,000 |
| Equity capital | 90,615,000 | 91,415,000 | 94,431,000 | 95,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,102,000 | 20,595,000 | 31,586,000 | 42,579,000 |
| Interest expense | 5,073,000 | 10,364,000 | 15,917,000 | 21,384,000 |
| Net interest income | 5,029,000 | 10,231,000 | 15,669,000 | 21,195,000 |
| Noninterest income | 723,000 | 2,029,000 | 2,860,000 | 3,714,000 |
| Noninterest expense | 5,432,000 | 10,741,000 | 16,190,000 | 21,705,000 |
| Provision for loan losses | 92,000 | 237,000 | 280,000 | 260,000 |
| Pretax income | 228,000 | 1,282,000 | 2,059,000 | 2,944,000 |
| Income tax | -22,000 | 53,000 | 192,000 | 370,000 |
| Net income | 250,000 | 1,229,000 | 1,867,000 | 2,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,127,000 | 96,107,000 | 96,744,000 | 97,451,000 |
| Total capital | 100,218,000 | 101,332,000 | 102,004,000 | 102,693,000 |
| Risk-weighted assets | 631,932,000 | 641,198,000 | 647,202,000 | 653,986,000 |