Call reports 2023
ADAMS COMMUNITY BANK — 2023
What ADAMS COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 958,616,000 | 964,254,000 | 991,332,000 | 994,672,000 |
| Total loans | 775,971,000 | 795,837,000 | 815,258,000 | 831,623,000 |
| Allowance for loan losses | 4,964,000 | 4,891,000 | 4,944,000 | 4,997,000 |
| Securities available for sale | 109,969,000 | 109,001,000 | 110,587,000 | 107,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 829,297,000 | 792,804,000 | 810,124,000 | 781,013,000 |
| Interest-bearing deposits | 738,439,000 | 710,521,000 | 727,191,000 | 698,022,000 |
| Noninterest-bearing deposits | 90,858,000 | 82,283,000 | 82,933,000 | 82,991,000 |
| Equity capital | 85,530,000 | 85,540,000 | 86,045,000 | 90,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,556,000 | 17,466,000 | 26,918,000 | 36,888,000 |
| Interest expense | 2,248,000 | 5,362,000 | 9,204,000 | 13,757,000 |
| Net interest income | 6,308,000 | 12,104,000 | 17,714,000 | 23,131,000 |
| Noninterest income | 655,000 | 1,276,000 | 1,920,000 | 2,652,000 |
| Noninterest expense | 5,380,000 | 10,593,000 | 13,464,000 | 18,961,000 |
| Provision for loan losses | 94,000 | 184,000 | 186,000 | 257,000 |
| Pretax income | 1,480,000 | 2,594,000 | 5,975,000 | 6,556,000 |
| Income tax | 362,000 | 607,000 | 1,470,000 | 1,556,000 |
| Net income | 1,118,000 | 1,987,000 | 4,505,000 | 5,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,996,000 | 91,864,000 | 94,383,000 | 94,877,000 |
| Total capital | 95,960,000 | 96,755,000 | 99,327,000 | 99,874,000 |
| Risk-weighted assets | 582,026,000 | 596,362,000 | 615,390,000 | 625,867,000 |
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