Call reports 2021
ADAMS COMMUNITY BANK — 2021
What ADAMS COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 769,209,000 | 839,024,000 | 861,094,000 | 890,706,000 |
| Total loans | 613,080,000 | 623,731,000 | 631,784,000 | 668,157,000 |
| Allowance for loan losses | 5,116,000 | 4,405,000 | 4,566,000 | 4,784,000 |
| Securities available for sale | 59,384,000 | 93,804,000 | 102,519,000 | 134,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,711,000 | 737,089,000 | 764,693,000 | 795,640,000 |
| Interest-bearing deposits | 569,875,000 | 636,970,000 | 660,332,000 | 670,792,000 |
| Noninterest-bearing deposits | 98,836,000 | 100,119,000 | 104,361,000 | 124,848,000 |
| Equity capital | 62,590,000 | 64,156,000 | 64,904,000 | 67,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,178,000 | 12,505,000 | 19,039,000 | 25,728,000 |
| Interest expense | 1,145,000 | 2,245,000 | 3,240,000 | 4,218,000 |
| Net interest income | 5,033,000 | 10,260,000 | 15,799,000 | 21,510,000 |
| Noninterest income | 581,000 | 1,297,000 | 2,192,000 | 2,892,000 |
| Noninterest expense | 4,383,000 | 8,977,000 | 13,542,000 | 18,176,000 |
| Provision for loan losses | 160,000 | 325,000 | 488,000 | 719,000 |
| Pretax income | 1,071,000 | 2,255,000 | 3,961,000 | 5,507,000 |
| Income tax | 261,000 | 521,000 | 964,000 | 1,341,000 |
| Net income | 810,000 | 1,734,000 | 2,997,000 | 4,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,209,000 | 58,140,000 | 59,410,000 | 60,586,000 |
| Total capital | 62,325,000 | 62,545,000 | 63,976,000 | 65,370,000 |
| Risk-weighted assets | 426,169,000 | 439,035,000 | 453,274,000 | 508,169,000 |