Call reports 2020
ADAMS COMMUNITY BANK — 2020
What ADAMS COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 633,779,000 | 686,769,000 | 706,909,000 | 727,104,000 |
| Total loans | 541,949,000 | 574,120,000 | 593,824,000 | 594,580,000 |
| Allowance for loan losses | 3,979,000 | 4,212,000 | 4,495,000 | 4,933,000 |
| Securities available for sale | 46,215,000 | 47,848,000 | 46,903,000 | 49,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,446,000 | 581,246,000 | 603,420,000 | 624,003,000 |
| Interest-bearing deposits | 465,472,000 | 501,667,000 | 526,233,000 | 544,967,000 |
| Noninterest-bearing deposits | 57,974,000 | 79,579,000 | 77,187,000 | 79,036,000 |
| Equity capital | 59,176,000 | 59,937,000 | 61,506,000 | 62,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,029,000 | 11,776,000 | 18,192,000 | 24,622,000 |
| Interest expense | 1,566,000 | 2,927,000 | 4,255,000 | 5,495,000 |
| Net interest income | 4,463,000 | 8,849,000 | 13,937,000 | 19,127,000 |
| Noninterest income | 538,000 | 1,084,000 | 2,372,000 | 3,433,000 |
| Noninterest expense | 3,963,000 | 8,190,000 | 12,365,000 | 16,588,000 |
| Provision for loan losses | 120,000 | 360,000 | 660,000 | 1,110,000 |
| Pretax income | 954,000 | 1,414,000 | 3,313,000 | 4,891,000 |
| Income tax | 203,000 | 270,000 | 743,000 | 1,126,000 |
| Net income | 751,000 | 1,144,000 | 2,570,000 | 3,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,357,000 | 53,847,000 | 55,190,000 | 56,391,000 |
| Total capital | 57,336,000 | 58,059,000 | 59,685,000 | 61,324,000 |
| Risk-weighted assets | 388,295,000 | 398,857,000 | 403,699,000 | 410,435,000 |