Call reports 2019
ADAMS COMMUNITY BANK — 2019
What ADAMS COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 591,561,000 | 615,142,000 | 618,218,000 | 630,130,000 |
| Total loans | 500,642,000 | 513,917,000 | 524,093,000 | 536,883,000 |
| Allowance for loan losses | 3,922,000 | 3,955,000 | 3,751,000 | 3,870,000 |
| Securities available for sale | 21,777,000 | 21,194,000 | 42,709,000 | 42,867,000 |
| Securities held to maturity | 21,178,000 | 20,766,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,405,000 | 502,054,000 | 499,525,000 | 508,402,000 |
| Interest-bearing deposits | 419,715,000 | 443,747,000 | 438,039,000 | 450,861,000 |
| Noninterest-bearing deposits | 52,690,000 | 58,307,000 | 61,486,000 | 57,541,000 |
| Equity capital | 55,011,000 | 55,798,000 | 56,804,000 | 58,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,807,000 | 11,769,000 | 17,863,000 | 23,951,000 |
| Interest expense | 1,440,000 | 3,041,000 | 4,633,000 | 6,247,000 |
| Net interest income | 4,367,000 | 8,728,000 | 13,230,000 | 17,704,000 |
| Noninterest income | 512,000 | 1,082,000 | 1,643,000 | 2,258,000 |
| Noninterest expense | 3,944,000 | 8,031,000 | 11,932,000 | 15,857,000 |
| Provision for loan losses | 85,000 | 230,000 | 364,000 | 470,000 |
| Pretax income | 1,113,000 | 2,250,000 | 3,874,000 | 5,271,000 |
| Income tax | 221,000 | 448,000 | 801,000 | 1,108,000 |
| Net income | 892,000 | 1,802,000 | 3,073,000 | 4,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,304,000 | 50,221,000 | 51,502,000 | 52,600,000 |
| Total capital | 53,730,000 | 54,506,000 | 55,402,000 | 56,470,000 |
| Risk-weighted assets | 362,094,000 | 370,774,000 | 373,561,000 | 380,325,000 |