Call reports 2018
ADAMS COMMUNITY BANK — 2018
What ADAMS COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 533,049,000 | 548,661,000 | 571,107,000 | 579,759,000 |
| Total loans | 443,105,000 | 462,420,000 | 482,041,000 | 494,074,000 |
| Allowance for loan losses | 3,529,000 | 3,525,000 | 3,655,000 | 3,855,000 |
| Securities available for sale | 22,090,000 | 21,416,000 | 22,458,000 | 21,784,000 |
| Securities held to maturity | 22,053,000 | 21,623,000 | 21,133,000 | 21,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,445,000 | 444,571,000 | 453,715,000 | 462,866,000 |
| Interest-bearing deposits | 379,126,000 | 394,017,000 | 404,886,000 | 409,182,000 |
| Noninterest-bearing deposits | 47,319,000 | 50,554,000 | 48,829,000 | 53,684,000 |
| Equity capital | 53,570,000 | 54,199,000 | 54,985,000 | 53,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,857,000 | 9,913,000 | 15,258,000 | 20,890,000 |
| Interest expense | 833,000 | 1,805,000 | 2,940,000 | 4,296,000 |
| Net interest income | 4,024,000 | 8,108,000 | 12,318,000 | 16,594,000 |
| Noninterest income | 475,000 | 996,000 | 1,494,000 | 2,041,000 |
| Noninterest expense | 3,826,000 | 7,655,000 | 11,507,000 | 15,380,000 |
| Provision for loan losses | 66,000 | 196,000 | 331,000 | 419,000 |
| Pretax income | 683,000 | 1,342,000 | 2,079,000 | 3,060,000 |
| Income tax | 123,000 | 259,000 | 397,000 | 602,000 |
| Net income | 560,000 | 1,083,000 | 1,682,000 | 2,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,478,000 | 47,010,000 | 47,618,000 | 48,403,000 |
| Total capital | 50,487,000 | 50,977,000 | 51,884,000 | 52,678,000 |
| Risk-weighted assets | 339,731,000 | 350,201,000 | 364,156,000 | 356,987,000 |