Call reports 2017
ADAMS COMMUNITY BANK — 2017
What ADAMS COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 491,711,000 | 504,328,000 | 519,762,000 | 527,404,000 |
| Total loans | 401,975,000 | 416,984,000 | 430,875,000 | 441,403,000 |
| Allowance for loan losses | 3,100,000 | 3,219,000 | 3,408,000 | 3,453,000 |
| Securities available for sale | 16,529,000 | 18,084,000 | 18,673,000 | 19,858,000 |
| Securities held to maturity | 23,774,000 | 22,869,000 | 23,258,000 | 22,762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,423,000 | 411,385,000 | 426,546,000 | 426,208,000 |
| Interest-bearing deposits | 367,372,000 | 361,556,000 | 377,286,000 | 376,023,000 |
| Noninterest-bearing deposits | 44,051,000 | 49,829,000 | 49,260,000 | 50,185,000 |
| Equity capital | 51,249,000 | 51,842,000 | 52,439,000 | 53,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,303,000 | 8,820,000 | 13,603,000 | 18,451,000 |
| Interest expense | 622,000 | 1,241,000 | 1,940,000 | 2,679,000 |
| Net interest income | 3,681,000 | 7,579,000 | 11,663,000 | 15,772,000 |
| Noninterest income | 464,000 | 984,000 | 1,425,000 | 2,068,000 |
| Noninterest expense | 3,387,000 | 6,921,000 | 10,421,000 | 14,027,000 |
| Provision for loan losses | 120,000 | 280,000 | 477,000 | 587,000 |
| Pretax income | 640,000 | 1,456,000 | 2,327,000 | 3,378,000 |
| Income tax | 174,000 | 379,000 | 703,000 | 1,592,000 |
| Net income | 466,000 | 1,077,000 | 1,624,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,369,000 | 44,989,000 | 45,544,000 | 45,939,000 |
| Total capital | 48,003,000 | 48,730,000 | 49,503,000 | 50,072,000 |
| Risk-weighted assets | 316,874,000 | 325,956,000 | 337,392,000 | 339,056,000 |