Call reports 2016
ADAMS COMMUNITY BANK — 2016
What ADAMS COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 476,159,000 | 476,917,000 | 477,030,000 | 487,536,000 |
| Total loans | 375,094,000 | 384,920,000 | 392,619,000 | 397,067,000 |
| Allowance for loan losses | 3,259,000 | 3,357,000 | 3,443,000 | 3,099,000 |
| Securities available for sale | 16,347,000 | 15,742,000 | 14,762,000 | 16,824,000 |
| Securities held to maturity | 30,743,000 | 25,141,000 | 24,039,000 | 24,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,659,000 | 396,710,000 | 388,285,000 | 408,089,000 |
| Interest-bearing deposits | 351,795,000 | 340,489,000 | 336,704,000 | 363,063,000 |
| Noninterest-bearing deposits | 43,864,000 | 56,221,000 | 51,581,000 | 45,026,000 |
| Equity capital | 49,650,000 | 50,175,000 | 50,531,000 | 50,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,148,000 | 8,297,000 | 12,491,000 | 16,739,000 |
| Interest expense | 532,000 | 1,048,000 | 1,573,000 | 2,134,000 |
| Net interest income | 3,616,000 | 7,249,000 | 10,918,000 | 14,605,000 |
| Noninterest income | 1,188,000 | 1,673,000 | 2,109,000 | 2,604,000 |
| Noninterest expense | 3,525,000 | 7,074,000 | 10,486,000 | 13,639,000 |
| Provision for loan losses | 109,000 | 224,000 | 331,000 | 481,000 |
| Pretax income | 1,170,000 | 1,624,000 | 2,447,000 | 3,364,000 |
| Income tax | 111,000 | 215,000 | 460,000 | 749,000 |
| Net income | 1,059,000 | 1,409,000 | 1,987,000 | 2,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,358,000 | 42,716,000 | 43,299,000 | 43,935,000 |
| Total capital | 46,171,000 | 46,731,000 | 47,243,000 | 47,495,000 |
| Risk-weighted assets | 287,757,000 | 296,225,000 | 309,063,000 | 311,899,000 |