Call reports 2015
ADAMS COMMUNITY BANK — 2015
What ADAMS COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 397,259,000 | 403,335,000 | 405,354,000 | 468,559,000 |
| Total loans | 336,497,000 | 339,878,000 | 348,343,000 | 372,945,000 |
| Allowance for loan losses | 2,782,000 | 2,827,000 | 2,935,000 | 3,241,000 |
| Securities available for sale | 20,840,000 | 19,272,000 | 17,818,000 | 16,900,000 |
| Securities held to maturity | 3,081,000 | 2,997,000 | 4,525,000 | 33,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,452,000 | 327,557,000 | 329,303,000 | 392,104,000 |
| Interest-bearing deposits | 296,682,000 | 297,707,000 | 295,699,000 | 346,937,000 |
| Noninterest-bearing deposits | 23,770,000 | 29,850,000 | 33,604,000 | 45,167,000 |
| Equity capital | 48,788,000 | 48,717,000 | 48,768,000 | 48,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,594,000 | 7,190,000 | 10,830,000 | 14,839,000 |
| Interest expense | 501,000 | 1,002,000 | 1,512,000 | 2,021,000 |
| Net interest income | 3,093,000 | 6,188,000 | 9,318,000 | 12,818,000 |
| Noninterest income | 446,000 | 822,000 | 1,240,000 | 1,603,000 |
| Noninterest expense | 3,244,000 | 6,496,000 | 9,725,000 | 13,642,000 |
| Provision for loan losses | 68,000 | 177,000 | 390,000 | 716,000 |
| Pretax income | 318,000 | 435,000 | 538,000 | 158,000 |
| Income tax | 54,000 | 67,000 | 78,000 | -114,000 |
| Net income | 264,000 | 368,000 | 460,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,799,000 | 46,903,000 | 46,995,000 | 41,340,000 |
| Total capital | 50,033,000 | 50,100,000 | 50,261,000 | 45,003,000 |
| Risk-weighted assets | 258,007,000 | 258,002,000 | 255,716,000 | 279,574,000 |