Call reports 2026
MORGANTON SAVINGS BANK, S.S.B. — 2026
What MORGANTON SAVINGS BANK, S.S.B. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 109,151,000 | 114,484,000 |
| Total loans | 66,377,000 | 68,164,000 |
| Allowance for loan losses | 2,386,000 | 2,386,000 |
| Securities available for sale | 6,538,000 | 4,472,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 72,187,000 | 77,658,000 |
| Interest-bearing deposits | 62,127,000 | 67,471,000 |
| Noninterest-bearing deposits | 10,060,000 | 10,187,000 |
| Equity capital | 28,596,000 | 28,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,111,000 | 2,321,000 |
| Interest expense | 251,000 | 517,000 |
| Net interest income | 860,000 | 1,804,000 |
| Noninterest income | 32,000 | 62,000 |
| Noninterest expense | 842,000 | 1,666,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 53,000 | 203,000 |
| Income tax | 0 | 0 |
| Net income | 53,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,740,000 | 28,512,000 |