Call reports 2018
CAROLINA ALLIANCE BANK — 2018
What CAROLINA ALLIANCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 699,339,000 | 730,693,000 | 745,734,000 | 760,887,000 |
| Total loans | 544,547,000 | 567,037,000 | 577,764,000 | 594,194,000 |
| Allowance for loan losses | 5,477,000 | 5,661,000 | 5,684,000 | 5,217,000 |
| Securities available for sale | 100,080,000 | 102,217,000 | 100,612,000 | 98,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,944,000 | 600,064,000 | 618,533,000 | 634,880,000 |
| Interest-bearing deposits | 455,171,000 | 479,959,000 | 476,695,000 | 505,192,000 |
| Noninterest-bearing deposits | 114,773,000 | 120,105,000 | 141,838,000 | 129,688,000 |
| Equity capital | 77,603,000 | 78,715,000 | 81,345,000 | 83,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,689,000 | 13,785,000 | 21,364,000 | 29,250,000 |
| Interest expense | 931,000 | 2,052,000 | 3,439,000 | 5,055,000 |
| Net interest income | 5,758,000 | 11,733,000 | 17,925,000 | 24,195,000 |
| Noninterest income | 1,339,000 | 2,743,000 | 4,410,000 | 5,749,000 |
| Noninterest expense | 5,555,000 | 11,107,000 | 17,001,000 | 22,844,000 |
| Provision for loan losses | 73,000 | 254,000 | 425,000 | 847,000 |
| Pretax income | 1,469,000 | 3,115,000 | 4,909,000 | 6,253,000 |
| Income tax | 280,000 | 600,000 | 695,000 | 1,025,000 |
| Net income | 1,189,000 | 2,515,000 | 4,214,000 | 5,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,176,000 | 76,173,000 | 79,396,000 | 80,114,000 |
| Total capital | 80,678,000 | 81,859,000 | 85,105,000 | 85,356,000 |
| Risk-weighted assets | 631,371,000 | 659,339,000 | 664,438,000 | 674,265,000 |