Call reports 2017
CAROLINA ALLIANCE BANK — 2017
What CAROLINA ALLIANCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 669,356,000 | 673,075,000 | 685,893,000 | 685,366,000 |
| Total loans | 499,790,000 | 510,829,000 | 515,349,000 | 526,660,000 |
| Allowance for loan losses | 5,087,000 | 5,217,000 | 5,352,000 | 5,305,000 |
| Securities available for sale | 98,101,000 | 103,148,000 | 100,934,000 | 103,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,548,000 | 544,446,000 | 557,580,000 | 567,532,000 |
| Interest-bearing deposits | 439,373,000 | 433,611,000 | 442,022,000 | 448,595,000 |
| Noninterest-bearing deposits | 109,175,000 | 110,835,000 | 115,558,000 | 118,937,000 |
| Equity capital | 72,908,000 | 75,890,000 | 76,856,000 | 78,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,141,000 | 12,507,000 | 18,911,000 | 25,418,000 |
| Interest expense | 689,000 | 1,414,000 | 2,208,000 | 3,030,000 |
| Net interest income | 5,452,000 | 11,093,000 | 16,703,000 | 22,388,000 |
| Noninterest income | 1,254,000 | 2,493,000 | 3,856,000 | 5,092,000 |
| Noninterest expense | 5,233,000 | 10,576,000 | 15,999,000 | 21,520,000 |
| Provision for loan losses | 126,000 | 252,000 | 378,000 | 378,000 |
| Pretax income | 1,350,000 | 2,761,000 | 4,185,000 | 5,585,000 |
| Income tax | 376,000 | 675,000 | 1,165,000 | 803,000 |
| Net income | 974,000 | 2,086,000 | 3,020,000 | 4,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,884,000 | 71,173,000 | 72,332,000 | 74,043,000 |
| Total capital | 73,996,000 | 76,415,000 | 77,709,000 | 79,373,000 |
| Risk-weighted assets | 575,834,000 | 591,542,000 | 602,571,000 | 614,890,000 |