Call reports 2008
CAROLINA ALLIANCE BANK — 2008
What CAROLINA ALLIANCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 116,592,000 | 126,006,000 | 146,458,000 | 158,661,000 |
| Total loans | 89,801,000 | 104,894,000 | 113,445,000 | 124,826,000 |
| Allowance for loan losses | 1,120,000 | 1,309,000 | 1,417,000 | 1,525,000 |
| Securities available for sale | 9,460,000 | 8,861,000 | 14,626,000 | 15,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,155,000 | 97,502,000 | 114,680,000 | 126,170,000 |
| Interest-bearing deposits | 83,141,000 | 89,048,000 | 106,615,000 | 117,904,000 |
| Noninterest-bearing deposits | 8,014,000 | 8,454,000 | 8,065,000 | 8,266,000 |
| Equity capital | 22,996,000 | 22,344,000 | 22,379,000 | 22,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,529,000 | 3,071,000 | 4,790,000 | 6,543,000 |
| Interest expense | 837,000 | 1,662,000 | 2,542,000 | 3,493,000 |
| Net interest income | 692,000 | 1,409,000 | 2,248,000 | 3,050,000 |
| Noninterest income | 47,000 | 108,000 | 173,000 | 247,000 |
| Noninterest expense | 912,000 | 1,962,000 | 2,974,000 | 3,754,000 |
| Provision for loan losses | 200,000 | 389,000 | 497,000 | 710,000 |
| Pretax income | -301,000 | -760,000 | -976,000 | -1,093,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -301,000 | -760,000 | -976,000 | -1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,912,000 | 22,520,000 | 22,367,000 | 22,299,000 |
| Total capital | 24,032,000 | 23,829,000 | 23,784,000 | 23,824,000 |
| Risk-weighted assets | 104,127,000 | 111,763,000 | 126,597,000 | 139,162,000 |
Machine access — free, no API key
Every figure shown here about CAROLINA ALLIANCE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.