Call reports 2015
FNB NEW MEXICO — 2015
What FNB NEW MEXICO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 203,186,000 | 204,048,000 | 202,047,000 | 200,705,000 |
| Total loans | 136,625,000 | 138,197,000 | 133,611,000 | 131,458,000 |
| Allowance for loan losses | 1,598,000 | 1,547,000 | 1,572,000 | 1,625,000 |
| Securities available for sale | 44,168,000 | 42,519,000 | 41,841,000 | 48,362,000 |
| Securities held to maturity | 16,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,198,000 | 166,237,000 | 171,242,000 | 179,390,000 |
| Interest-bearing deposits | 115,081,000 | 110,404,000 | 119,512,000 | 122,304,000 |
| Noninterest-bearing deposits | 58,117,000 | 55,833,000 | 51,730,000 | 57,086,000 |
| Equity capital | 19,352,000 | 18,956,000 | 19,612,000 | 19,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,338,000 | 6,542,000 | 8,693,000 |
| Interest expense | 95,000 | 185,000 | 280,000 | 374,000 |
| Net interest income | 2,063,000 | 4,153,000 | 6,262,000 | 8,319,000 |
| Noninterest income | 321,000 | 691,000 | 1,120,000 | 1,484,000 |
| Noninterest expense | 1,778,000 | 3,683,000 | 5,617,000 | 7,581,000 |
| Provision for loan losses | 264,000 | 315,000 | 365,000 | 425,000 |
| Pretax income | 455,000 | 961,000 | 1,515,000 | 1,912,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 455,000 | 961,000 | 1,515,000 | 1,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,556,000 | 18,792,000 | 19,022,000 | 19,178,000 |
| Total capital | 20,165,000 | 20,350,000 | 20,605,000 | 20,814,000 |
| Risk-weighted assets | 151,047,000 | 152,060,000 | 150,141,000 | 146,260,000 |