Call reports 2016
BLOOMBURG STATE BANK — 2016
What BLOOMBURG STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 16,687,000 | 16,931,000 |
| Total loans | 12,586,000 | 13,254,000 |
| Allowance for loan losses | 100,000 | 98,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 763,000 | 763,000 |
| Trading assets | 0 | 0 |
| Total deposits | 15,012,000 | 15,211,000 |
| Interest-bearing deposits | 11,938,000 | 11,616,000 |
| Noninterest-bearing deposits | 3,073,000 | 3,595,000 |
| Equity capital | 1,636,000 | 1,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 171,000 | 351,000 |
| Interest expense | 14,000 | 27,000 |
| Net interest income | 157,000 | 324,000 |
| Noninterest income | 19,000 | 37,000 |
| Noninterest expense | 120,000 | 244,000 |
| Provision for loan losses | 3,000 | 3,000 |
| Pretax income | 53,000 | 114,000 |
| Income tax | 11,000 | 24,000 |
| Net income | 42,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 1,636,000 | 1,684,000 |
| Total capital | 1,736,000 | 1,782,000 |
| Risk-weighted assets | 12,147,000 | 13,006,000 |