Call reports 2015
BLOOMBURG STATE BANK — 2015
What BLOOMBURG STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 15,337,000 | 16,106,000 | 17,031,000 | 16,896,000 |
| Total loans | 9,814,000 | 11,498,000 | 12,048,000 | 12,596,000 |
| Allowance for loan losses | 94,000 | 94,000 | 96,000 | 100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 752,000 | 1,013,000 | 1,013,000 | 762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,768,000 | 14,504,000 | 15,393,000 | 15,249,000 |
| Interest-bearing deposits | 10,851,000 | 11,510,000 | 12,186,000 | 12,210,000 |
| Noninterest-bearing deposits | 2,917,000 | 2,993,000 | 3,207,000 | 3,039,000 |
| Equity capital | 1,533,000 | 1,551,000 | 1,578,000 | 1,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 284,000 | 451,000 | 620,000 |
| Interest expense | 9,000 | 20,000 | 33,000 | 45,000 |
| Net interest income | 125,000 | 264,000 | 418,000 | 575,000 |
| Noninterest income | 16,000 | 32,000 | 47,000 | 65,000 |
| Noninterest expense | 123,000 | 248,000 | 380,000 | 536,000 |
| Provision for loan losses | 0 | 2,000 | 4,000 | 8,000 |
| Pretax income | 18,000 | 46,000 | 81,000 | 96,000 |
| Income tax | 2,000 | 12,000 | 22,000 | 21,000 |
| Net income | 16,000 | 34,000 | 59,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,533,000 | 1,551,000 | 1,578,000 | 1,592,000 |
| Total capital | 1,627,000 | 1,645,000 | 1,674,000 | 1,692,000 |
| Risk-weighted assets | 9,989,000 | 10,864,000 | 11,792,000 | 12,241,000 |