Call reports 2014
BLOOMBURG STATE BANK — 2014
What BLOOMBURG STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 13,155,000 | 14,702,000 | 15,426,000 | 15,241,000 |
| Total loans | 5,918,000 | 6,812,000 | 7,978,000 | 9,388,000 |
| Allowance for loan losses | 82,000 | 88,000 | 88,000 | 94,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 753,000 | 753,000 | 753,000 | 752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,601,000 | 13,146,000 | 13,868,000 | 13,687,000 |
| Interest-bearing deposits | 9,279,000 | 9,832,000 | 10,244,000 | 10,462,000 |
| Noninterest-bearing deposits | 2,323,000 | 3,314,000 | 3,625,000 | 3,226,000 |
| Equity capital | 1,471,000 | 1,504,000 | 1,508,000 | 1,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 96,000 | 193,000 | 310,000 | 442,000 |
| Interest expense | 8,000 | 17,000 | 26,000 | 35,000 |
| Net interest income | 88,000 | 176,000 | 284,000 | 407,000 |
| Noninterest income | 12,000 | 26,000 | 41,000 | 58,000 |
| Noninterest expense | 96,000 | 208,000 | 326,000 | 462,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 4,000 | -6,000 | -1,000 | -2,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | 3,000 | -7,000 | -2,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,471,000 | 1,504,000 | 1,508,000 | 1,518,000 |
| Total capital | 1,552,000 | 1,592,000 | 1,596,000 | 1,612,000 |
| Risk-weighted assets | 6,442,000 | 7,088,000 | 8,203,000 | 9,246,000 |