Call reports 2025
RANDALL STATE BANK — 2025
What RANDALL STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 60,272,000 | 59,619,000 | 80,694,000 | 71,033,000 |
| Total loans | 48,046,000 | 48,351,000 | 52,262,000 | 55,292,000 |
| Allowance for loan losses | 528,000 | 555,000 | 601,000 | 735,000 |
| Securities available for sale | 3,485,000 | 3,261,000 | 3,021,000 | 2,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,138,000 | 53,300,000 | 68,264,000 | 58,678,000 |
| Interest-bearing deposits | 37,709,000 | 39,109,000 | 53,499,000 | 43,456,000 |
| Noninterest-bearing deposits | 16,429,000 | 14,191,000 | 14,765,000 | 15,222,000 |
| Equity capital | 5,980,000 | 6,145,000 | 12,213,000 | 12,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,012,000 | 162,000 | 1,310,000 |
| Interest expense | 205,000 | 417,000 | 38,000 | 278,000 |
| Net interest income | 800,000 | 1,595,000 | 124,000 | 1,032,000 |
| Noninterest income | 4,000 | 14,000 | -3,000 | 18,000 |
| Noninterest expense | 516,000 | 1,084,000 | 41,000 | 617,000 |
| Provision for loan losses | 40,000 | 80,000 | 15,000 | 205,000 |
| Pretax income | 248,000 | 445,000 | 65,000 | 223,000 |
| Income tax | 69,000 | 127,000 | 0 | 0 |
| Net income | 179,000 | 318,000 | 65,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,000,000 | 6,145,000 | 6,762,000 | 6,808,000 |