Call reports 2024
RANDALL STATE BANK — 2024
What RANDALL STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 59,394,000 | 58,710,000 | 59,245,000 | 58,376,000 |
| Total loans | 45,762,000 | 47,215,000 | 45,803,000 | 46,653,000 |
| Allowance for loan losses | 563,000 | 563,000 | 598,000 | 488,000 |
| Securities available for sale | 7,293,000 | 5,855,000 | 3,676,000 | 4,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,771,000 | 52,853,000 | 53,063,000 | 52,276,000 |
| Interest-bearing deposits | 36,873,000 | 38,045,000 | 37,594,000 | 36,865,000 |
| Noninterest-bearing deposits | 16,898,000 | 14,808,000 | 15,469,000 | 15,411,000 |
| Equity capital | 5,495,000 | 5,742,000 | 6,013,000 | 6,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,770,000 | 2,767,000 | 3,781,000 |
| Interest expense | 180,000 | 388,000 | 606,000 | 823,000 |
| Net interest income | 685,000 | 1,382,000 | 2,161,000 | 2,958,000 |
| Noninterest income | 6,000 | 29,000 | 40,000 | 52,000 |
| Noninterest expense | 444,000 | 903,000 | 1,373,000 | 2,022,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 215,000 |
| Pretax income | 247,000 | 508,000 | 793,000 | 773,000 |
| Income tax | 69,000 | 142,000 | 226,000 | 219,000 |
| Net income | 178,000 | 366,000 | 567,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,694,000 | 5,881,000 | 6,083,000 | 6,071,000 |