Call reports 2023
RANDALL STATE BANK — 2023
What RANDALL STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 55,767,000 | 58,322,000 | 58,504,000 | 60,462,000 |
| Total loans | 43,788,000 | 45,525,000 | 45,938,000 | 46,366,000 |
| Allowance for loan losses | 521,000 | 548,000 | 563,000 | 563,000 |
| Securities available for sale | 8,221,000 | 8,204,000 | 8,263,000 | 7,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,382,000 | 51,343,000 | 52,763,000 | 54,411,000 |
| Interest-bearing deposits | 35,946,000 | 36,100,000 | 36,762,000 | 37,298,000 |
| Noninterest-bearing deposits | 14,436,000 | 15,243,000 | 16,001,000 | 17,113,000 |
| Equity capital | 5,242,000 | 5,426,000 | 5,656,000 | 5,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,583,000 | 2,386,000 | 3,257,000 |
| Interest expense | 70,000 | 176,000 | 323,000 | 496,000 |
| Net interest income | 679,000 | 1,407,000 | 2,063,000 | 2,761,000 |
| Noninterest income | 5,000 | 16,000 | 27,000 | 67,000 |
| Noninterest expense | 417,000 | 841,000 | 1,244,000 | 1,725,000 |
| Provision for loan losses | 5,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 262,000 | 552,000 | 801,000 | 1,058,000 |
| Income tax | 72,000 | 156,000 | 230,000 | 300,000 |
| Net income | 190,000 | 396,000 | 571,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,648,000 | 5,854,000 | 6,029,000 | 6,216,000 |