Call reports 2022
RANDALL STATE BANK — 2022
What RANDALL STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 57,039,000 | 56,136,000 | 58,728,000 | 58,918,000 |
| Total loans | 36,868,000 | 37,634,000 | 40,021,000 | 43,610,000 |
| Allowance for loan losses | 484,000 | 484,000 | 491,000 | 515,000 |
| Securities available for sale | 8,416,000 | 8,322,000 | 8,166,000 | 8,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,683,000 | 50,771,000 | 53,287,000 | 53,230,000 |
| Interest-bearing deposits | 36,829,000 | 36,312,000 | 37,078,000 | 36,174,000 |
| Noninterest-bearing deposits | 14,854,000 | 14,459,000 | 16,209,000 | 17,056,000 |
| Equity capital | 5,256,000 | 5,331,000 | 5,377,000 | 5,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,263,000 | 1,970,000 | 2,705,000 |
| Interest expense | 25,000 | 45,000 | 67,000 | 98,000 |
| Net interest income | 578,000 | 1,218,000 | 1,903,000 | 2,607,000 |
| Noninterest income | 28,000 | 40,000 | 54,000 | 92,000 |
| Noninterest expense | 412,000 | 825,000 | 1,227,000 | 1,633,000 |
| Provision for loan losses | 2,000 | 2,000 | 8,000 | 26,000 |
| Pretax income | 192,000 | 431,000 | 722,000 | 1,040,000 |
| Income tax | 55,000 | 121,000 | 207,000 | 299,000 |
| Net income | 137,000 | 310,000 | 515,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,554,000 | 5,726,000 | 5,931,000 | 6,132,000 |