Call reports 2021
RANDALL STATE BANK — 2021
What RANDALL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 55,971,000 | 56,522,000 | 58,178,000 | 60,534,000 |
| Total loans | 36,555,000 | 37,171,000 | 37,097,000 | 37,109,000 |
| Allowance for loan losses | 467,000 | 473,000 | 479,000 | 482,000 |
| Securities available for sale | 208,000 | 207,000 | 258,000 | 3,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,225,000 | 50,635,000 | 52,068,000 | 54,407,000 |
| Interest-bearing deposits | 33,556,000 | 35,270,000 | 35,757,000 | 36,952,000 |
| Noninterest-bearing deposits | 16,669,000 | 15,365,000 | 16,311,000 | 17,455,000 |
| Equity capital | 5,574,000 | 5,769,000 | 5,973,000 | 6,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,387,000 | 2,129,000 | 2,872,000 |
| Interest expense | 47,000 | 84,000 | 116,000 | 147,000 |
| Net interest income | 642,000 | 1,303,000 | 2,013,000 | 2,725,000 |
| Noninterest income | 9,000 | 17,000 | 26,000 | 41,000 |
| Noninterest expense | 332,000 | 729,000 | 1,151,000 | 1,607,000 |
| Provision for loan losses | 10,000 | 16,000 | 22,000 | 90,000 |
| Pretax income | 309,000 | 575,000 | 866,000 | 1,069,000 |
| Income tax | 88,000 | 159,000 | 245,000 | 305,000 |
| Net income | 221,000 | 416,000 | 621,000 | 764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,574,000 | 5,769,000 | 5,973,000 | 6,117,000 |