Call reports 2020
RANDALL STATE BANK — 2020
What RANDALL STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 45,394,000 | 50,281,000 | 51,887,000 | 54,046,000 |
| Total loans | 34,649,000 | 36,006,000 | 36,351,000 | 35,760,000 |
| Allowance for loan losses | 419,000 | 449,000 | 459,000 | 458,000 |
| Securities available for sale | 568,000 | 566,000 | 65,000 | 209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,934,000 | 44,692,000 | 46,150,000 | 48,103,000 |
| Interest-bearing deposits | 29,559,000 | 30,447,000 | 31,267,000 | 33,074,000 |
| Noninterest-bearing deposits | 10,375,000 | 14,245,000 | 14,883,000 | 15,029,000 |
| Equity capital | 5,345,000 | 5,498,000 | 5,662,000 | 5,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,378,000 | 2,040,000 | 2,828,000 |
| Interest expense | 77,000 | 139,000 | 194,000 | 249,000 |
| Net interest income | 595,000 | 1,239,000 | 1,846,000 | 2,579,000 |
| Noninterest income | 14,000 | 28,000 | 45,000 | 69,000 |
| Noninterest expense | 380,000 | 730,000 | 1,086,000 | 1,529,000 |
| Provision for loan losses | 6,000 | 96,000 | 126,000 | 166,000 |
| Pretax income | 223,000 | 441,000 | 679,000 | 953,000 |
| Income tax | 64,000 | 126,000 | 198,000 | 282,000 |
| Net income | 159,000 | 315,000 | 481,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,345,000 | 5,497,000 | 5,662,000 | 5,852,000 |