Call reports 2019
RANDALL STATE BANK — 2019
What RANDALL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 45,959,000 | 46,248,000 | 46,880,000 | 46,499,000 |
| Total loans | 34,247,000 | 34,463,000 | 35,009,000 | 34,821,000 |
| Allowance for loan losses | 402,000 | 412,000 | 413,000 | 412,000 |
| Securities available for sale | 1,763,000 | 1,765,000 | 2,067,000 | 1,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,663,000 | 39,888,000 | 40,376,000 | 39,788,000 |
| Interest-bearing deposits | 29,583,000 | 30,596,000 | 30,388,000 | 29,364,000 |
| Noninterest-bearing deposits | 9,080,000 | 9,292,000 | 9,988,000 | 10,424,000 |
| Equity capital | 5,243,000 | 5,295,000 | 5,456,000 | 5,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,297,000 | 1,971,000 | 2,646,000 |
| Interest expense | 77,000 | 155,000 | 234,000 | 314,000 |
| Net interest income | 563,000 | 1,142,000 | 1,737,000 | 2,332,000 |
| Noninterest income | 11,000 | 26,000 | 43,000 | 71,000 |
| Noninterest expense | 361,000 | 727,000 | 1,081,000 | 1,478,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 35,000 |
| Pretax income | 198,000 | 416,000 | 673,000 | 889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 416,000 | 673,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,241,000 | 5,290,000 | 5,453,000 | 5,669,000 |
| Total capital | 5,643,000 | 5,702,000 | 5,863,000 | 6,077,000 |
| Risk-weighted assets | 32,994,000 | 33,377,000 | 32,816,000 | 32,684,000 |