Call reports 2018
RANDALL STATE BANK — 2018
What RANDALL STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 42,471,000 | 46,105,000 | 45,722,000 | 46,018,000 |
| Total loans | 35,204,000 | 36,303,000 | 35,329,000 | 35,064,000 |
| Allowance for loan losses | 361,000 | 376,000 | 451,000 | 388,000 |
| Securities available for sale | 1,725,000 | 1,724,000 | 1,516,000 | 2,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,736,000 | 39,092,000 | 38,586,000 | 38,752,000 |
| Interest-bearing deposits | 28,366,000 | 29,281,000 | 29,368,000 | 29,419,000 |
| Noninterest-bearing deposits | 8,370,000 | 9,811,000 | 9,218,000 | 9,333,000 |
| Equity capital | 4,925,000 | 4,983,000 | 5,093,000 | 5,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,216,000 | 1,877,000 | 2,515,000 |
| Interest expense | 44,000 | 97,000 | 163,000 | 229,000 |
| Net interest income | 545,000 | 1,119,000 | 1,714,000 | 2,286,000 |
| Noninterest income | 93,000 | 115,000 | 133,000 | 150,000 |
| Noninterest expense | 330,000 | 649,000 | 979,000 | 1,327,000 |
| Provision for loan losses | 13,000 | 22,000 | 92,000 | 212,000 |
| Pretax income | 295,000 | 563,000 | 776,000 | 897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 563,000 | 776,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,930,000 | 4,986,000 | 5,100,000 | 5,220,000 |
| Total capital | 5,291,000 | 5,362,000 | 5,529,000 | 5,608,000 |
| Risk-weighted assets | 33,366,000 | 35,611,000 | 34,318,000 | 33,641,000 |