Call reports 2017
RANDALL STATE BANK — 2017
What RANDALL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 38,673,000 | 39,941,000 | 41,242,000 | 41,548,000 |
| Total loans | 30,188,000 | 30,271,000 | 33,272,000 | 34,825,000 |
| Allowance for loan losses | 346,000 | 347,000 | 346,000 | 351,000 |
| Securities available for sale | 2,937,000 | 2,832,000 | 2,828,000 | 2,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,921,000 | 35,171,000 | 36,143,000 | 35,917,000 |
| Interest-bearing deposits | 26,233,000 | 25,994,000 | 26,570,000 | 27,048,000 |
| Noninterest-bearing deposits | 7,688,000 | 9,177,000 | 9,573,000 | 8,869,000 |
| Equity capital | 4,728,000 | 4,744,000 | 4,858,000 | 5,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,043,000 | 1,616,000 | 2,190,000 |
| Interest expense | 35,000 | 70,000 | 105,000 | 144,000 |
| Net interest income | 485,000 | 973,000 | 1,511,000 | 2,046,000 |
| Noninterest income | 14,000 | 32,000 | 47,000 | 83,000 |
| Noninterest expense | 287,000 | 591,000 | 928,000 | 1,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 212,000 | 414,000 | 630,000 | 820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 414,000 | 630,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,726,000 | 4,736,000 | 4,850,000 | 5,041,000 |
| Total capital | 5,072,000 | 5,083,000 | 5,196,000 | 5,392,000 |
| Risk-weighted assets | 28,932,000 | 30,518,000 | 32,790,000 | 34,097,000 |