Call reports 2016
RANDALL STATE BANK — 2016
What RANDALL STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,049,000 | 37,143,000 | 39,139,000 | 37,997,000 |
| Total loans | 28,534,000 | 28,353,000 | 30,869,000 | 30,942,000 |
| Allowance for loan losses | 351,000 | 351,000 | 348,000 | 348,000 |
| Securities available for sale | 4,333,000 | 4,245,000 | 4,092,000 | 3,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,015,000 | 32,400,000 | 34,340,000 | 32,833,000 |
| Interest-bearing deposits | 25,373,000 | 25,193,000 | 26,467,000 | 25,552,000 |
| Noninterest-bearing deposits | 7,642,000 | 7,207,000 | 7,873,000 | 7,281,000 |
| Equity capital | 4,678,000 | 4,697,000 | 4,771,000 | 4,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 989,000 | 1,473,000 | 2,000,000 |
| Interest expense | 29,000 | 62,000 | 96,000 | 128,000 |
| Net interest income | 475,000 | 927,000 | 1,377,000 | 1,872,000 |
| Noninterest income | 13,000 | 34,000 | 70,000 | 86,000 |
| Noninterest expense | 289,000 | 573,000 | 873,000 | 1,182,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 388,000 | 574,000 | 776,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 388,000 | 574,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,652,000 | 4,661,000 | 4,752,000 | 4,954,000 |
| Total capital | 5,003,000 | 5,004,000 | 5,100,000 | 5,302,000 |
| Risk-weighted assets | 28,498,000 | 27,440,000 | 29,959,000 | 29,365,000 |