Call reports 2015
RANDALL STATE BANK — 2015
What RANDALL STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,360,000 | 36,177,000 | 37,332,000 | 39,045,000 |
| Total loans | 25,864,000 | 27,045,000 | 29,116,000 | 29,029,000 |
| Allowance for loan losses | 348,000 | 349,000 | 350,000 | 351,000 |
| Securities available for sale | 5,575,000 | 4,611,000 | 4,617,000 | 4,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,621,000 | 30,937,000 | 32,206,000 | 33,417,000 |
| Interest-bearing deposits | 24,231,000 | 23,889,000 | 24,099,000 | 24,942,000 |
| Noninterest-bearing deposits | 6,390,000 | 7,048,000 | 8,107,000 | 8,475,000 |
| Equity capital | 4,674,000 | 4,689,000 | 4,824,000 | 4,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 914,000 | 1,412,000 | 1,893,000 |
| Interest expense | 29,000 | 57,000 | 85,000 | 113,000 |
| Net interest income | 427,000 | 857,000 | 1,327,000 | 1,780,000 |
| Noninterest income | 18,000 | 35,000 | 47,000 | 61,000 |
| Noninterest expense | 271,000 | 524,000 | 799,000 | 1,100,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 373,000 | 580,000 | 746,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 373,000 | 580,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,626,000 | 4,674,000 | 4,795,000 | 4,961,000 |
| Total capital | 4,941,000 | 5,002,000 | 5,144,000 | 5,312,000 |
| Risk-weighted assets | 25,224,000 | 26,236,000 | 27,956,000 | 28,346,000 |