Call reports 2014
RANDALL STATE BANK — 2014
What RANDALL STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 34,674,000 | 35,239,000 | 34,975,000 | 35,556,000 |
| Total loans | 22,160,000 | 23,484,000 | 24,115,000 | 24,246,000 |
| Allowance for loan losses | 366,000 | 367,000 | 368,000 | 347,000 |
| Securities available for sale | 6,313,000 | 5,856,000 | 5,193,000 | 5,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,823,000 | 30,366,000 | 30,002,000 | 30,453,000 |
| Interest-bearing deposits | 23,405,000 | 24,719,000 | 24,130,000 | 24,162,000 |
| Noninterest-bearing deposits | 5,418,000 | 5,647,000 | 5,872,000 | 6,291,000 |
| Equity capital | 4,779,000 | 4,815,000 | 4,896,000 | 5,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 814,000 | 1,230,000 | 1,692,000 |
| Interest expense | 29,000 | 58,000 | 86,000 | 117,000 |
| Net interest income | 372,000 | 756,000 | 1,144,000 | 1,575,000 |
| Noninterest income | 26,000 | 47,000 | 64,000 | 90,000 |
| Noninterest expense | 221,000 | 448,000 | 701,000 | 990,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 355,000 | 507,000 | 675,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 355,000 | 507,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,700,000 | 4,734,000 | 4,821,000 | 4,989,000 |
| Total capital | 4,967,000 | 5,018,000 | 5,107,000 | 5,282,000 |
| Risk-weighted assets | 21,237,000 | 22,671,000 | 22,833,000 | 23,395,000 |