Call reports 2015
SHERIDAN STATE BANK — 2015
What SHERIDAN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,939,000 | 30,940,000 | 30,206,000 | 30,720,000 |
| Total loans | 17,358,000 | 17,559,000 | 17,661,000 | 18,281,000 |
| Allowance for loan losses | 172,000 | 174,000 | 173,000 | 174,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,481,000 | 4,906,000 | 4,901,000 | 4,877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,068,000 | 27,068,000 | 26,273,000 | 26,769,000 |
| Interest-bearing deposits | 21,510,000 | 20,948,000 | 19,920,000 | 20,360,000 |
| Noninterest-bearing deposits | 6,558,000 | 6,120,000 | 6,353,000 | 6,409,000 |
| Equity capital | 3,806,000 | 3,834,000 | 3,869,000 | 3,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 436,000 | 661,000 | 889,000 |
| Interest expense | 12,000 | 24,000 | 36,000 | 48,000 |
| Net interest income | 203,000 | 412,000 | 625,000 | 841,000 |
| Noninterest income | 21,000 | 65,000 | 100,000 | 131,000 |
| Noninterest expense | 147,000 | 327,000 | 491,000 | 661,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 76,000 | 147,000 | 229,000 | 305,000 |
| Income tax | 26,000 | 50,000 | 78,000 | 102,000 |
| Net income | 50,000 | 97,000 | 151,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,032,000 | 3,060,000 | 3,095,000 | 3,128,000 |
| Total capital | 3,204,000 | 3,234,000 | 3,268,000 | 3,302,000 |
| Risk-weighted assets | 16,695,000 | 16,667,000 | 15,913,000 | 16,326,000 |