Call reports 2024
OZARK BANK — 2024
What OZARK BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 366,761,000 | 354,485,000 | 352,908,000 | 383,474,000 |
| Total loans | 242,850,000 | 238,315,000 | 242,219,000 | 252,851,000 |
| Allowance for loan losses | 3,036,000 | 2,819,000 | 2,877,000 | 2,929,000 |
| Securities available for sale | 71,793,000 | 68,211,000 | 66,239,000 | 79,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,428,000 | 294,838,000 | 292,662,000 | 355,947,000 |
| Interest-bearing deposits | 250,272,000 | 245,796,000 | 238,914,000 | 307,240,000 |
| Noninterest-bearing deposits | 51,156,000 | 49,042,000 | 53,748,000 | 48,707,000 |
| Equity capital | 22,260,000 | 23,002,000 | 25,519,000 | 23,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,697,000 | 9,434,000 | 14,158,000 | 19,075,000 |
| Interest expense | 2,066,000 | 4,044,000 | 5,948,000 | 7,791,000 |
| Net interest income | 2,631,000 | 5,390,000 | 8,210,000 | 11,284,000 |
| Noninterest income | 310,000 | 629,000 | 958,000 | 1,271,000 |
| Noninterest expense | 2,007,000 | 4,037,000 | 6,066,000 | 8,102,000 |
| Provision for loan losses | 60,000 | -159,000 | -101,000 | -46,000 |
| Pretax income | 874,000 | 1,862,000 | 2,922,000 | 4,213,000 |
| Income tax | 0 | 9,000 | 9,000 | 9,000 |
| Net income | 874,000 | 1,853,000 | 2,913,000 | 4,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,494,000 | 29,975,000 | 30,535,000 | 30,300,000 |
| Total capital | 32,471,000 | 32,845,000 | 33,447,000 | 33,352,000 |
| Risk-weighted assets | 238,157,000 | 229,390,000 | 232,742,000 | 244,054,000 |