Call reports 2023
OZARK BANK — 2023
What OZARK BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 338,751,000 | 328,572,000 | 325,392,000 | 373,835,000 |
| Total loans | 220,434,000 | 226,633,000 | 232,295,000 | 236,827,000 |
| Allowance for loan losses | 2,795,000 | 2,854,000 | 2,914,000 | 2,975,000 |
| Securities available for sale | 69,246,000 | 66,817,000 | 64,171,000 | 96,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,700,000 | 291,128,000 | 283,692,000 | 349,956,000 |
| Interest-bearing deposits | 253,771,000 | 237,747,000 | 232,855,000 | 299,995,000 |
| Noninterest-bearing deposits | 52,929,000 | 53,380,000 | 50,836,000 | 49,961,000 |
| Equity capital | 21,161,000 | 21,421,000 | 20,428,000 | 22,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,843,000 | 7,837,000 | 12,056,000 | 16,526,000 |
| Interest expense | 1,183,000 | 2,478,000 | 4,045,000 | 5,901,000 |
| Net interest income | 2,660,000 | 5,359,000 | 8,011,000 | 10,625,000 |
| Noninterest income | 300,000 | 627,000 | 950,000 | 1,271,000 |
| Noninterest expense | 1,919,000 | 3,875,000 | 5,842,000 | 7,875,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 981,000 | 1,991,000 | 2,939,000 | 3,781,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 981,000 | 1,991,000 | 2,939,000 | 3,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,817,000 | 29,326,000 | 29,774,000 | 29,369,000 |
| Total capital | 31,603,000 | 32,068,000 | 32,528,000 | 32,049,000 |
| Risk-weighted assets | 222,869,000 | 219,236,000 | 220,138,000 | 214,078,000 |