Call reports 2022
OZARK BANK — 2022
What OZARK BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 331,786,000 | 324,643,000 | 323,960,000 | 387,680,000 |
| Total loans | 202,639,000 | 210,638,000 | 211,440,000 | 212,304,000 |
| Allowance for loan losses | 2,599,000 | 2,652,000 | 2,713,000 | 2,734,000 |
| Securities available for sale | 68,721,000 | 68,498,000 | 67,104,000 | 67,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,772,000 | 300,448,000 | 303,779,000 | 366,979,000 |
| Interest-bearing deposits | 243,323,000 | 244,023,000 | 245,437,000 | 298,511,000 |
| Noninterest-bearing deposits | 62,448,000 | 56,425,000 | 58,342,000 | 68,467,000 |
| Equity capital | 23,176,000 | 21,341,000 | 19,269,000 | 19,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 5,363,000 | 8,595,000 | 12,198,000 |
| Interest expense | 190,000 | 459,000 | 985,000 | 1,915,000 |
| Net interest income | 2,406,000 | 4,904,000 | 7,610,000 | 10,283,000 |
| Noninterest income | 383,000 | 744,000 | 1,092,000 | 1,435,000 |
| Noninterest expense | 1,794,000 | 3,638,000 | 5,507,000 | 7,360,000 |
| Provision for loan losses | 30,000 | 90,000 | 150,000 | 170,000 |
| Pretax income | 965,000 | 1,920,000 | 3,045,000 | 4,188,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 965,000 | 1,920,000 | 3,045,000 | 4,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,840,000 | 28,295,000 | 28,920,000 | 28,334,000 |
| Total capital | 30,439,000 | 30,947,000 | 31,633,000 | 30,964,000 |
| Risk-weighted assets | 230,452,000 | 221,256,000 | 230,179,000 | 210,298,000 |