Call reports 2021
OZARK BANK — 2021
What OZARK BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 296,228,000 | 303,975,000 | 314,550,000 | 383,527,000 |
| Total loans | 213,370,000 | 208,184,000 | 192,153,000 | 199,422,000 |
| Allowance for loan losses | 2,427,000 | 2,509,000 | 2,569,000 | 2,569,000 |
| Securities available for sale | 39,877,000 | 37,495,000 | 60,817,000 | 67,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,766,000 | 272,131,000 | 281,867,000 | 351,654,000 |
| Interest-bearing deposits | 220,802,000 | 223,639,000 | 226,322,000 | 294,104,000 |
| Noninterest-bearing deposits | 43,963,000 | 48,492,000 | 55,546,000 | 57,550,000 |
| Equity capital | 26,653,000 | 27,027,000 | 27,760,000 | 27,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,580,000 | 5,249,000 | 8,334,000 | 10,896,000 |
| Interest expense | 270,000 | 500,000 | 684,000 | 861,000 |
| Net interest income | 2,310,000 | 4,749,000 | 7,650,000 | 10,035,000 |
| Noninterest income | 346,000 | 761,000 | 1,219,000 | 1,604,000 |
| Noninterest expense | 1,754,000 | 3,507,000 | 5,297,000 | 7,224,000 |
| Provision for loan losses | 160,000 | 250,000 | 310,000 | 310,000 |
| Pretax income | 742,000 | 1,753,000 | 3,262,000 | 4,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 742,000 | 1,753,000 | 3,262,000 | 4,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,001,000 | 26,521,000 | 27,530,000 | 27,375,000 |