Call reports 2020
OZARK BANK — 2020
What OZARK BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 245,501,000 | 275,554,000 | 276,275,000 | 331,835,000 |
| Total loans | 191,937,000 | 198,011,000 | 195,994,000 | 197,785,000 |
| Allowance for loan losses | 1,903,000 | 1,966,000 | 2,093,000 | 2,234,000 |
| Securities available for sale | 31,742,000 | 46,641,000 | 50,315,000 | 98,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,024,000 | 241,953,000 | 243,784,000 | 299,927,000 |
| Interest-bearing deposits | 184,414,000 | 206,186,000 | 207,045,000 | 262,077,000 |
| Noninterest-bearing deposits | 27,610,000 | 35,766,000 | 36,740,000 | 37,849,000 |
| Equity capital | 26,652,000 | 26,760,000 | 27,577,000 | 27,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,719,000 | 5,307,000 | 7,856,000 | 10,592,000 |
| Interest expense | 515,000 | 881,000 | 1,213,000 | 1,520,000 |
| Net interest income | 2,204,000 | 4,426,000 | 6,643,000 | 9,072,000 |
| Noninterest income | 306,000 | 616,000 | 1,017,000 | 1,443,000 |
| Noninterest expense | 1,750,000 | 3,461,000 | 5,134,000 | 6,931,000 |
| Provision for loan losses | 60,000 | 120,000 | 240,000 | 380,000 |
| Pretax income | 700,000 | 1,461,000 | 2,286,000 | 3,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 700,000 | 1,461,000 | 2,286,000 | 3,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,888,000 | 25,899,000 | 26,723,000 | 26,269,000 |