Call reports 2019
OZARK BANK — 2019
What OZARK BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 240,394,000 | 238,102,000 | 239,762,000 | 282,026,000 |
| Total loans | 171,815,000 | 171,545,000 | 179,571,000 | 185,064,000 |
| Allowance for loan losses | 1,638,000 | 1,724,000 | 1,784,000 | 1,841,000 |
| Securities available for sale | 48,791,000 | 44,728,000 | 41,969,000 | 58,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,698,000 | 211,684,000 | 206,869,000 | 249,710,000 |
| Interest-bearing deposits | 187,691,000 | 182,239,000 | 177,347,000 | 222,693,000 |
| Noninterest-bearing deposits | 27,007,000 | 29,445,000 | 29,522,000 | 27,016,000 |
| Equity capital | 24,941,000 | 25,626,000 | 25,966,000 | 25,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,564,000 | 5,094,000 | 7,732,000 | 10,391,000 |
| Interest expense | 538,000 | 1,015,000 | 1,518,000 | 2,058,000 |
| Net interest income | 2,026,000 | 4,079,000 | 6,214,000 | 8,333,000 |
| Noninterest income | 258,000 | 579,000 | 930,000 | 1,255,000 |
| Noninterest expense | 1,630,000 | 3,313,000 | 4,970,000 | 6,657,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 594,000 | 1,225,000 | 1,994,000 | 2,691,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 594,000 | 1,225,000 | 1,994,000 | 2,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,215,000 | 25,471,000 | 25,739,000 | 25,188,000 |
| Total capital | 26,853,000 | 27,195,000 | 27,523,000 | 27,029,000 |
| Risk-weighted assets | 165,351,000 | 166,387,000 | 171,202,000 | 174,178,000 |