Call reports 2018
OZARK BANK — 2018
What OZARK BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 229,466,000 | 228,689,000 | 237,640,000 | 273,619,000 |
| Total loans | 156,469,000 | 158,259,000 | 162,851,000 | 166,092,000 |
| Allowance for loan losses | 1,562,000 | 1,429,000 | 1,489,000 | 1,549,000 |
| Securities available for sale | 55,609,000 | 53,209,000 | 51,792,000 | 87,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,951,000 | 201,927,000 | 212,609,000 | 248,619,000 |
| Interest-bearing deposits | 179,547,000 | 176,627,000 | 185,869,000 | 224,611,000 |
| Noninterest-bearing deposits | 25,404,000 | 25,301,000 | 26,739,000 | 24,007,000 |
| Equity capital | 23,850,000 | 24,050,000 | 24,247,000 | 24,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,388,000 | 6,758,000 | 9,224,000 |
| Interest expense | 332,000 | 665,000 | 1,042,000 | 1,511,000 |
| Net interest income | 1,835,000 | 3,723,000 | 5,716,000 | 7,713,000 |
| Noninterest income | 301,000 | 636,000 | 1,002,000 | 1,291,000 |
| Noninterest expense | 1,529,000 | 3,097,000 | 4,645,000 | 6,316,000 |
| Provision for loan losses | 38,000 | 98,000 | 158,000 | 218,000 |
| Pretax income | 569,000 | 1,164,000 | 1,915,000 | 2,470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 569,000 | 1,164,000 | 1,915,000 | 2,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,720,000 | 25,065,000 | 25,565,000 | 25,121,000 |
| Total capital | 26,282,000 | 26,494,000 | 27,054,000 | 26,670,000 |
| Risk-weighted assets | 159,128,000 | 154,358,000 | 156,667,000 | 167,465,000 |