Call reports 2017
OZARK BANK — 2017
What OZARK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 208,597,000 | 209,636,000 | 232,218,000 | 259,088,000 |
| Total loans | 128,459,000 | 134,716,000 | 151,759,000 | 159,301,000 |
| Allowance for loan losses | 1,489,000 | 1,490,000 | 1,492,000 | 1,527,000 |
| Securities available for sale | 53,410,000 | 61,041,000 | 61,913,000 | 57,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,620,000 | 184,282,000 | 182,471,000 | 234,328,000 |
| Interest-bearing deposits | 159,374,000 | 159,991,000 | 155,512,000 | 209,993,000 |
| Noninterest-bearing deposits | 24,245,000 | 24,291,000 | 26,960,000 | 24,335,000 |
| Equity capital | 24,012,000 | 24,696,000 | 24,995,000 | 24,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,609,000 | 5,557,000 | 7,710,000 |
| Interest expense | 179,000 | 349,000 | 559,000 | 866,000 |
| Net interest income | 1,624,000 | 3,260,000 | 4,998,000 | 6,844,000 |
| Noninterest income | 273,000 | 650,000 | 941,000 | 1,272,000 |
| Noninterest expense | 1,495,000 | 3,042,000 | 4,538,000 | 6,066,000 |
| Provision for loan losses | 0 | 0 | 0 | 38,000 |
| Pretax income | 402,000 | 868,000 | 1,401,000 | 2,012,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 402,000 | 868,000 | 1,401,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,040,000 | 24,506,000 | 24,788,000 | 24,400,000 |
| Total capital | 25,529,000 | 25,996,000 | 26,280,000 | 25,927,000 |
| Risk-weighted assets | 134,966,000 | 142,907,000 | 153,596,000 | 160,352,000 |