Call reports 2016
OZARK BANK — 2016
What OZARK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 208,185,000 | 206,865,000 | 205,317,000 | 242,490,000 |
| Total loans | 141,411,000 | 141,597,000 | 142,285,000 | 133,648,000 |
| Allowance for loan losses | 1,768,000 | 1,806,000 | 1,807,000 | 1,798,000 |
| Securities available for sale | 46,042,000 | 47,746,000 | 48,959,000 | 54,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,645,000 | 180,861,000 | 179,053,000 | 217,841,000 |
| Interest-bearing deposits | 159,648,000 | 157,506,000 | 155,535,000 | 195,354,000 |
| Noninterest-bearing deposits | 22,997,000 | 23,354,000 | 23,518,000 | 22,486,000 |
| Equity capital | 24,653,000 | 25,107,000 | 25,291,000 | 23,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,647,000 | 5,465,000 | 7,270,000 |
| Interest expense | 157,000 | 301,000 | 445,000 | 604,000 |
| Net interest income | 1,672,000 | 3,346,000 | 5,020,000 | 6,666,000 |
| Noninterest income | 247,000 | 530,000 | 933,000 | 1,272,000 |
| Noninterest expense | 1,533,000 | 3,026,000 | 4,562,000 | 6,011,000 |
| Provision for loan losses | 38,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 348,000 | 778,000 | 1,319,000 | 1,855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 348,000 | 778,000 | 1,319,000 | 1,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,082,000 | 24,062,000 | 24,353,000 | 23,888,000 |
| Total capital | 25,850,000 | 25,868,000 | 26,159,000 | 25,658,000 |
| Risk-weighted assets | 144,491,000 | 146,058,000 | 145,656,000 | 141,598,000 |